Terms of Service

1. Acceptance of Terms

By accessing or using Cooter.Finance (the "Service"), you agree to be bound by these Terms of Service (the "Terms"). If you do not agree to these Terms, do not use the Service.

2. Nature of the Service

Cooter.Finance is a satirical, entertainment-first application. All outputs, scores, valuations, and recommendations are fictional and should not be used as the basis for financial, medical, legal, or professional decisions.

3. Eligibility

You must be the age of majority in your jurisdiction to use the Service. Where applicable, an age gate is presented and must be truthfully acknowledged.

4. Acceptable Use

• Do not upload content that is illegal, harmful, or infringes on others’ rights.
• Do not attempt to disrupt, interfere with, or reverse engineer the Service.
• Do not use the Service to harass, abuse, or discriminate against any person or group.
• Respect all applicable laws, platform rules, and third-party terms.

5. User Content and License

If you submit or upload content, you represent that you have the necessary rights to do so and grant us a non-exclusive, worldwide, royalty-free license to host, display, and use that content for the operation and improvement of the Service.

6. Privacy

We respect your privacy. Information collected through the Service is used to operate and improve the experience. For more details, refer to any posted privacy statements within the application or related documentation.

7. Third-Party Services

The Service may integrate with third-party providers (e.g., authentication, analytics, payments, or email). Your use of those services may be subject to separate terms and privacy policies.

8. Disclaimers

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING, BUT NOT LIMITED TO, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE SERVICE IS SATIRE AND FOR ENTERTAINMENT ONLY.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICE.

10. Indemnification

You agree to defend, indemnify, and hold harmless Cooter.Finance and its contributors from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service.

11. Changes to the Service

We may modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service following changes constitutes acceptance of the updated Terms.

12. Termination

We may suspend or terminate your access to the Service at any time if we believe you have violated these Terms or applicable laws, or for any other reason at our discretion.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction where the Service is primarily operated, without regard to conflict of law principles.

14. Contact

Questions about these Terms can be directed through the contact methods listed in the documentation or the project repository.